stockpile as much money as they can stockpile. >> if they can. they do have competitors. their profit margins are less than 5%. >> bill: volume, volume, volume, stossel, come on. that argument is piece sis. when you have one or two competing in entire state. >> where do you go then? >> bill: what you said they don't allow insurance companies to compete across state lines. >> no states have that few. alabama they cited as the least competition. go on einsurance there are 70 plans. >> they are how many cable news networks we have four cable news networks. >> sean: you can watch monk or one of these dopey shows. >> there are 30 companies registered in alabama and just four on e-insurance. i'm not feeling sorry for the insurance companies. they are making a ton of doe and you know it? >> less than entertainment companies. >> bill: that's because we are more talented. >> i agree with that.