>> that's a very conservative approach. president george w. bush insisted on that provision to put a down payment and pay down the health care observation -- >> gregg: why should they get all of these health care costs for life? i'll never get that. >> well, you might, you never know. a lot of folks have health care costs, once they retire what is the postal service is asking for to be able to be treated like other companies had in this regard. to be able to incentivize require -- retirement and let those folks when they are medicare eligible have their coverage paid for by medicare and the postal service can provide what we call medigap coverage. >> gregg: i don't think a lot of companies give you health care forever life after you