settings. that's according to the "wall street journal," which is owned by the parent company of this network. you will recall this all started back in 2009 which facebook changed its privacy settings and made everybody's profile public by default which later led to an investigation and charges of deceptive behavior. but this new agreement would require facebook to get permission from users for all future changes to privacy settings. and government auditors will apparently make sure the site sticks to the plan for the next 20 years. the feds say a gang of cyber thieves has made off with millions upon millions of dollars. hacking into some of the most poplar web sites anywhere and invading government agencies. and you may have -- accidently helped them do it. we will show you how in a live report coming up. plus, bank of america. the red bank cracking down again. one week after dropping its new debit card fee. bank of america is scrapping plans to charge customers an even bigger toll. so where do you save at the red bank? that's details just ahead.