linking if you will, better way to go instead of charging it to your phone bill, put it on a credit card. >> correct. perfect world, the technology today, get my prompt. it could take this phone, right and you will see now i'll be able to swipe it soon. until that happens and it's a common occurrence for all of us, better off using a credit card. that has all the protection you want or liabilities. if you don't like the purchase or something is broken. even the roadside assistance, it doesn't give you that. >> arthel: what about perhaps linking the mobile payment to a debit card or your bank account? >> that is fine. that is fine. there you don't have the debt inyoincurred and you have more protection. but again, still be careful. if it does happen you don't have the same consumer rights as you do when you have a credit card. it's very specific laws an things that happened through the years to create consumer right for you. this is a convenience. i'm take my consumer