geico. fifteen minutes could save you...well, you know. forget logging in. just try paying up. now folks who want to enroll can't pay, and the folks who don't want to enroll, they're going to pay. i think that would be you. to fox business.com's kate rogers with more. >> the people here who are signing up online, they have to realize what is important, even though you're selecting a plan, just because you selected it, doesn't mean you're necessarily paying for it. the enrollment process ends once you paid your monthly premium and selecting a plan doesn't mean you're making that payment. >> okay, so, then, bottom line, someone is going to be surprised. so, even i you get as far as getting up and signing up and all that, do you count if there is no money exchange? if there is no visa card number given to secure that plan? >> well, hhs and cmf are