26 years. so that's a huge jump. that comes after several weeks of mortgage rate increases. we're seeing this because investors are selling out of their bond positions off federal reserve comments they are going to start winding down their -- >> the fed is saying hold on a second. we may not be doing that much. >> what does that mean for potential home buyers? it means the cost of borrowing is getting more expensive. that increase, you're talking about an extra $46 per month for every $100,000 you spend. and i think the rates will keep going on. >> a little tipping at starbucks. >> new york's top court issued its advisory opinion that baristas and staff supervisors should be sharing in the tip pool where assistant managers should not. it sets a precedent for potentially 40,000 restaurants and businesses across the state of new york and more than a quarter million staffers just in