ryan. jpmorgan yet again in talks with regulators about a settlement. $2 billion this time for the feds over whether they ignored what was going on with bernie madoff's funds. so it looks like jpmorgan are going to settle on this. that will bring the total to about $20 billion that they've paid out for both regulators and federal prosecutors to settle problems that are still a hang joer from the banking crisis. let me move on from that. here's a fascinating story. do you know what holacracy is? it's the hot new management trend for 2014 if you believe zappos. they're introducing this flat management system. this is a unit of amazon. this is a way of getting your staff more focused on single projects. all i want to know is who gets the washroom key to the executive floor and do you get a chance, everybody, to sit on the