banks plus bank of america. banks don't commit crimes, bankers do. as part of these settlements, no bank employees were hit with criminal charges. investigations are ongoing. there's clearly more work to be done here. joining me tonight is dennis keller, the president and ceo of better markets. also with us this evening is william cohen, author of the book "money and power." great to have you with us. you released a statement today, your organization saying until the feds personally and meaningfully punish actual executives and supervisors for their wrong doing, big banks will continue their crime spree. so where's the justice here? they're paying a fine but it doesn't seem like it's changed their behavior in the past. what's the future going to be like? a lot there. unpack it for us. >> hi ed, nice to be here. >> you bet. >> this really was in some ways a significant step for the department of justice because they did require criminal pleas,
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