DLT may not be the silver bullet, but it's worth a shot Financial Services Bill: Time to Act Part Three of Five Mid-week, I have pleasure in penning day three’s reflections on the Financial Services Bill, currently making its way through the House of Lords. Today, I want to set out my hopes for the bill in relation to potential distributed ledger technology [DLT] use cases, digital instruments, the regime for open finance and the recommendations of Ron Kalifa’s FinTech Strategic Review. This afternoon I will be putting forward amendments covering these areas as well as the two AI amendments discussed in yesterday’s piece.