Synopsis With Covid showing no signs of abating, it’s crucial not only to secure your lives, but also of your loved ones. One way to do so is by buying term insurance. And with regards to health insurance, consider two parameters. Read to find out. Getty Images Related ET Wealth reached out to experts to know how investors can safeguard their finances from the volatility that raged in 2020 and the uncertainty that looms in the horizon. This week’s cover story explains 11 steps that one should take now to improve one’s finances in the New Year. Here are the smart money moves to make while reviewing your insurance policies.