Donât forgive student loan debt. Use the nations bankruptcy laws instead | Letters Hereâs what readers are saying in Tuesdayâs letters to the editor. Â Â People should be allowed to use the bankruptcy courts to get rid of student loan debt, a letter writer says. Published Mar. 2 I agree with a lot of columnist Mac Stipanovichâs comments about the perils of the federal government forgiving student loan debt, but he offers no solutions. I also appreciate that many former students are now trapped for life by their loans which continue to accrue interest. The solution to this massive problem is to reform our nationâs bankruptcy laws which currently make discharging student loan debts in bankruptcy virtually impossible.