Double check your bank account for that stimulus money Even if your account shows the $600 deposit, it still may take a bit for it to clear and the funds available to you. Posted: Dec 30, 2020 5:11 PM Updated: Dec 30, 2020 8:10 PM Posted By: Nick Kruszalnicki MASON CITY, Iowa - Most of us have been checking our accounts to see if the $600 federal stimulus has been deposited, but there are some things you should be aware of. KIMT News 3 spoke with Michelle Jurgens, marketing director for North Iowa Community Credit Union. She says you might see that $600 deposit in your account, but it could take a day or so to clear. That's because when the federal government sends over the payment, they set a date for when the money can go into your account. The transaction could show up as 'pending.'