ESSA Bank & Trust has agreed to pay over $3 million to resolve allegations that it engaged in a pattern or practice of lending discrimination by redlining majority-Black and Hispanic neighborhoods in and around Philadelphia, the U.S. Department of Justice (DOJ) announced recently. The complaint was filed in federal court on May 31 and alleges that from at least 2017 to 2021, ESSA failed to provide mortgage-lending services and did not serve the credit needs of majority-Black and Hispanic neighborhoods in the Philadelphia metropolitan area.