Ex-Paytm execs' digital payments startup Junio aims to make kids financially smart Shankar Nath and Ankit Gera’s startup Junio is a payments instrument for the under-18 group that draws from the concept of pocket money. 0 claps Share on A two-year sabbatical during which Shankar Nath, former Senior Vice-President of Paytm, was constantly asked, “What next?”, to which he would reply, “I am looking for options”, ultimately led him to start up with another former Paytm senior executive late last year. Shankar and Ankit Gera, former Assistant Vice-President and head of growth at India’s most valuable unicorn, founded Junio, a payments instrument for children under 18 that works on the principle of pocket money.