Exiting mortgage forbearance? Avoid foreclosure with these 5 tips By Kelsey Ramirez The time to enroll in a mortgage forbearance program is ending. President Joe Biden extended the foreclosure moratorium and mortgage payment forbearance enrollment window in February until June 30, 2021 for federally backed mortgages, including loans backed by Fannie Mae and Freddie Mac. But for many who enrolled in the initial forbearance program at the beginning of the coronavirus pandemic, their final extensions for the 18-month period are drawing to a close. For many, forbearance exit assistance options have been smooth, and foreclosure starts and inventory hit record lows in April, according to data from