Financial Solutions Lab bridging the gap between expenses and income A new snapshot report from Financial Solutions Lab summarizing trends among their 298 applicants reveals information prospective and actual alt-fi players would be wise to consider. The Financial Solutions Lab is a five-year program managed by the Center for Financial Services Innovation with a $30-million grant from JP Morgan Chase. Its goal is to identify, test and bring to scale-promising innovations to help Americans increase savings, improve credit and build assets. Financial Solutions Lab’s Ryan Falvey Financial Solutions Lab Director Ryan Falvey said they focus on solutions to problems which affect the financial health of many Americans. One is the mismatch between income and expenses.