First Carolina Bank opens its first Hampton Roads branch Trevor Metcalfe, The Virginian-Pilot A North Carolina community bank has made the trip up Interstate 95, launching its first Virginia branch in Virginia Beach. Popular Searches First Carolina Bank, a Rocky Mount, North Carolina-based institution, converted its Virginia Beach loan production office into a full-service branch on March 1. The bank, which includes some familiar faces in the Hampton Roads industry, is a first step toward growth in the market, said President and CEO Ron Day. “There’s nothing that a company can’t do with us, or an individual can’t do with us,” Day said.