30 Jul 2021 By Contributor Sponsored Premier Guarantee consultant Michael Hobson The UK’s build-to-rent (BTR) sector has grown strongly in recent years, with developers and investors drawn to attractive long-term returns. But the pandemic has created doubts about how people want to live and work. Faced with uncertainty, it pays to have flexibility, which is what Premier Guarantee offers with its new latent defects insurance (LDI) policy, PRS Select. The offering provides not just a range of initial options but the ability to adapt as circumstances change. Because the insurance certificate covers the building and not the owner, it is fully assignable, and adaptable if a BTR property is sold either as a whole or as individual units (see diagram).