Ford, Lincoln Offer Usage-Based Insurance Photo: Lincoln With so many folks driving less these days, usage-based insurance policies for drivers make more sense than ever. Ford Motor Company and Lincoln Motor Company are coming to the rescue by offering driver-friendly policies and leveraging connected vehicle technology. Ford announced in December that it’s partnering up with a handful of major insurance providers to offer usage-based insurance policies. So far, the automaker has agreements in place with Allstate, Liberty Mutual, Metromile, State Farm, and Verisk Data Exchange. Ford says that it has signed contracts with other providers and will announce those details later in 2021.