Former Westpac, Xinja exec joins ScotPac subscribe Sarah Simpkins Sarah Simpkins A A Non-bank lender ScotPac has recruited a former Westpac and HSBC lead to fill its newly formed role of chief risk officer. Charlotte Middleton, a former head of regulatory affairs at Westpac and HSBC chief risk officer (CRO), has become the Australian and New Zealand lender’s new CRO. ScotPac chief executive Jon Sutton commented that the new position had been created to help ScotPac fulfill its growth ambitions, with the company angling to become Australia and New Zealand’s top small-business lender. Advertisement "); googletag.cmd.push(function() { googletag.display('div-gpt-ad-1606778455514-0'); });