HDFC Q3 takeaways: Bad loans in check, collection efficiency grows SECTIONS Share Synopsis The largest mortgage lender in India said its profit figure that came comparatively lower for the third quarter is not comparable due to one-time gain last year. PTI But net interest income, which is comparable, grew 26 per cent, which the analysts said was decent. Related NEW DELHI: HDFC’s Q3 numbers shows that the company has maintained its business growth with increased collection efficiency and decent growth in assets. Bad loans also seem to be under control. The largest mortgage lender in India said its profit figure that came comparatively lower for the third quarter is not comparable due to one-time gain last year. But net interest income, which is comparable, grew 26 per cent, which the analysts said was decent.