Holvi founder buys company back from BBVA Keru Fintech Investments has acquired all Holvi shares from the Spanish banking group BBVA, Holvi said. Keru is an investment company established for the purpose of acquiring Holvi and continuing Holvi’s business in Finland, Germany and other European markets. The sole owner and founding shareholder of Keru is Tuomas Toivonen, one of Holvi’s founders, who will also take over as the Chief Executive. Under his leadership, the company will continue to focus on strengthening its own position in the core European markets – accordingly, Holvi’s customers can continue to use the service as usual, Holvi said.