How advisors are steering small-business owners through the second wave Helen Burnett-Nichols Published February 26, 2021 FG Trade/iStockPhoto / Getty Images After a year spent weathering pandemic-related lockdowns, pivoting to new virtual business models and trying to manage amid all the uncertainty, small-business owners are working with their financial advisors to navigate the challenges around the most recent restrictions. While many small-business-owner clients are still seeking guidance on more immediate financial concerns, a sense of cautious optimism and the experience gained in 2020 are also giving advisors the opportunity to re-engage some of these clients in planning for the latter half of this year and in some cases, even further into the future.