Friday, 23 April 2021, 11:55 am Much has been written about the reasons contributing to the crisis in housing affordability in New Zealand and its immediate and longer term consequences. This paper draws on research and commentary about how we got here and what can be done to help people in Aotearoa New Zeaand have a decent home, whether through owning it or renting/leasing it. “There is no easy or quick fix to New Zealand’s over-valued housing market. Whether house prices spiral up or down, the impacts of the necessary policy solutions will not be seen immediately. Not one single change will be enough. The solutions need to be a