If you're like many American's you've been faced with a sharp decline in income during the COVID-19 pandemic. It's also possible that you are falling behind on your bills including utilities, taxes, rent or, if you're a home owner, your mortgage payments. If you've missed your mortgage payment, do not let it go ignored. Take immediate action by contacting your lender and request some sort of mortgage relief. The U.S. government has established new rules and laws protecting citizens who have fallen behind on payments and your lender must make you aware of them. The financial Ramifications to Being Late on a Mortgage Payment