How to help clients plan for health care costs in retirement Advisers can utilize cutting-edge financial planning tools to help ease clients' concerns by showing them how they can save to cover medical expenses during retirement. April 15, 2021 3 MINS With Covid-19 vaccines steadily rolling out more than a year after the start of the pandemic, we are finally beginning to see light at the end of the tunnel. However, the “third wave” of Covid cases in Europe, and the spreading of multiple variants of the virus, remind us that we are not out of the woods yet. Health, and the cost of medical care, continue to be primary concerns for Americans during this time.