Fingerlakes1.com Menu This content is brought to you by the FingerLakes1.com Team. Support our mission by visiting www.patreon.com/fl1 or learn how you send us your local content here. Car insurance is a fact of life for drivers. Laws regarding the type and amount of car insurance required vary from state to state. However, one thing is true no matter where a driver lives: Not having car insurance will end up being far more expensive than paying for a policy. When it comes to car insurance rates, all states are not created equal. New York is one of the most expensive states in the country when it comes to car insurance policies. Finding an affordable policy can seem daunting. Fortunately, everyone can use some easy tips to get the best price possible no matter where they live. Here are some ways all New Yorkers can position themselves for the best car insurance policy at the best price.