HOW THIS IS MONEY CAN HELP 'We owe it to our families to spare them the agony of wondering what we would have wanted, and to get the paperwork done so they don't end up inheriting a headache,' said Sarah Coles, personal finance analyst at Hargreaves Lansdown. 'If your parents have written a will, they're already in the minority of the most organised. 'It makes a huge difference, not only because it divides their estate exactly as they want, but also because whoever is left distributing the estate knows they'll be carrying out their loved one's wishes. 'But once you've drawn up a will, the job is only half done, because there are other vital documents to consider, from a lasting power of attorney to a register of assets which reduces the seemingly endless admin that comes with tying up an estate.'