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this is why we fight. i'm adam schiff, and i approve this message. quite >> more americans buckling under the weight of mounting credit card debt. there is a new report showing credit card delinquency is have surpassed pre-pandemic levels. these rising delinquencies are coming at a time when debt is especially painfully expensive. interest rates are the highest they have ever been in two decades. vanessa joins us now, what is behind the delinquency is? excesses concerning, but not altogether surprising, because we know consumers have been spending very robustly and they have been putting that spending on credit cards, but in the