you could be payin' for this yourself. so get allstate. you could save money and be better protected from mayhem like me. [ tires screech ] [ dennis ] dollar for dollar nobody protects you from mayhem like allstate. what kind of changes do you have in mind for the new year? jack cafferty is here with the cafferty file. jack? >> instead of the traditional new year's resolutions, losing weight and hitting the gym, how about getting your financial house in order in 2011? according the a recent survey, 70% of consumers say that the top financial resolution is to decrease their debt. that is followed by improving their credit score and relying less on credit cards and saving more. "usa today" looks at five easy financial resolutions that could save you big money. first off, order those free credit reports which is especially important, because a damaged credit report can hurt your ability to get a job for