eventually we could see prices of transaction fees coming down and you will start to feel that over time. john: i just read that people got ripped off. >> there could be the starts and stumbles. when paypal started off they had problems but they had every intent to fix it and now they are second nature for paying for the stuff online. john: all of these are promising but they use the u.s. dollar which is useful but since i was born this is like 90% of the value. this is what i could've bought back then. that is the reason that i am not putting all my eggs into this dollar. we have heard of this new form of currency called bitcoin. >> they are digital coins that you can send through the internet and transferred from person to person via the internet without going through a bank or a clearinghouse.