department there's familiar names, mcdonalds, waffle house, universal orlando one there. are names you would recognize. there's others that you don't smaller operations, companies, insurance companies as well. of course unions in there too, which stirred the pot politically. within provision of the health care law which -- one provision of the health care law which says you can have no limits on benefits that can be paid out this year would be $750,000 is what you are supposed to have as a minimum limit. a lot of these companies offer lower cost plans to part-time or lower wage workers that have small limits. they want a waiver, arguing quietly if they don't get the waiver they may deposit their coverage. that's part and parcel of what some of this is all about. >> greta: it is about money? >> absolutely. you hear democrats say these little plans called mini med plans don't offer enough