yes it would be -- disruptive. any politician who says that we will default if we don't increase the debt limit they either have no clue what they are talking about or lying through their teeth. i usually think it is the latter. >> neil: dan, you are the best. always good to have you. >> are you getting sick of this debt game? dave ramsey you better make sure everyone has skin in the game. >> speaker boehner says he has the votes. a congressman says hate to break it to you speaker, you don't.