october 26th, 2009. surveillance video shows the geezer bandit walking into a bank in rancho santa fe, california. after heading to the counter, he hands the teller a note, and this time he also uses a gun. >> our theory, and i think it's a very strong one, is he wasn't getting a lot of money on the first three robberies. he realized that if he carried a firearm and threatened to use that firearm, and he was correct in doing so, that he would get more money in the takes. however, what he may or may not realize is that as soon as he took that gun inside the bank, he just increased his penalties under the federal sentencing guidelines and the state sentencing guidelines. >> but it's not just the threat of the gun that makes the geezer bandit so menacing. take a look at this surveillance footage from november 16th, 2009. the geezer bandit hands a note