cooperate. that's why our new framework will allow each of us to assess the other's policies, to build consensus on reform, and to ensure that global demand supports growth for all. second, we agreed to take concrete steps to move forward with tough new financial regulations, so the crisis like this can never happen again. never again should we let the scheme of a reckless few put the world's financial system in our people's well being at risk. those who abuse the system must be held accountable. those who act irresponsibly must not count on taxpayer dollars. those days are over. that's why we've agreed to a strong set of reforms. we will bring more transparency to the derivatives market, where we will strengthen national capital standards so the banks can withstand losses and pay for their own risks. we will create more powerful tools to hole large global firms accountable, and oriolely procedures to manage failures