IDFC First Bank Q3 results: Net profit at Rs 130 crore as provisions decline Net interest income grew by 14 per cent year-on-year to Rs 1,744 crore in Q3 FY21 from Rs 1,534 crore in Q3 FY20; Net interest margin (NIM) improved to 4.65 per cent in Q3 FY21 BusinessToday.In | January 31, 2021 | Updated 22:35 IST IDFC First Bank reported a net profit of Rs 130 crore in the quarter ended December 31, 2020, as provisions declined significantly. The bank, which came into existence after the merger of IDFC Bank and Capital First, had posted a loss of Rs 1,639 crore in the corresponding quarter last fiscal. In sequential terms, the lender had reported a profit of Rs 101 crore in the preceding quarter.