Chile SNSE:CHILE If You Had Bought Banco de Chile's (SNSE:CHILE) Shares Three Years Ago You Would Be Down 24% By June 29, 2021 No-one enjoys it when they lose money on a stock. But it's hard to avoid some disappointing investments when the overall market is down. While the Banco de Chile (SNSE:CHILE) share price is down 24% in the last three years, the total return to shareholders (which includes dividends) was -15%. And that total return actually beats the market decline of 17%. Shareholders have had an even rougher run lately, with the share price down 13% in the last 90 days. Of course, this share price action may well have been influenced by the 11% decline in the broader market, throughout the period.