Is compliance to PSD2’s SCA a bridge too far for B2B merchants? Published 3 months ago According to the European Central Bank, 79% of all card fraud in 2018 occurred online from Card Not Present (CNP) transactions. In cash terms, this equates to €1.43bn in fraud losses and represents a whopping 17% increase on the previous year.[1] Against this backdrop you’d be forgiven for thinking that, for merchants, PSD2’s Secure Customer Authentication (SCA) couldn’t come soon enough. In reality, however, the European Economic Area’s 30 th December deadline has had Europe’s suppliers in a tailspin, and many remain so even though the cut-off has passed. In the UK, the extended deadline of 31