Mindy Ward UPGRADE: Affording the latest in farm technology comes with a hefty price tag. However, farmers can use a lease to secure a new tractor or even a barn for the farm without the steep upfront cost. Leases require less cash upfront when buying big-ticket farm items. When searching for a new tractor for planting, a combine for harvest or even a new hog-finishing barn, sometimes the upfront cost can seem overwhelming. However, there are alternative financing options that can free up cash while providing for the next generation. One of those financing opportunities is leasing, says John Edgington, senior relationship manager at CoBank. “Every business should consider leasing as part of their long-term financing planning toolkit,” he says.