Now lets check in with meteorologist kari hall, shes been tracking the wind and fire conditions. Yes, with this round of high winds, we were expecting it to mostly be in the Higher Elevations and not come all the way down to the valleys like we had on sunday, and that is what happened. We did have those gusts in the healdsburg hills reaching 57 Miles Per Hour. Were still seeing some breezy winds in those areas, near the kincade fire and then were also dealing with some very cold temperatures this morning, as a lot of people are waking up without power. Its only 35 degrees near santa rosa and napa at 43 degrees, with some lower 50s elsewhere. Looking at the outline of the kincade fire, we are seeing this, such a large area that continues to burn and move closer to highway 101 but we are unfortunately going to see this maybe still spreading, going into the rest of the day, as our red flag warning continues. It does end at 4 00 today, although the winds look to calm down a little bit before that in the north bay. Were still looking at the potential of getting gusts up to 65 Miles Per Hour, and then for the east bay, santa cruz mountains, the red flag warning will expire today at 4 00. So well have more of an update on what also were expecting for wind speeds coming up. Mike, you saw something just reported in san leandro. Kari, just came in to our report, sorting things out. Mostly green sensors all over the bay except for slowing out of the altamont, typical. 880 just off of 238 where were hearing about a crash and possibly a brush fire that may have been triggered by one of the vehicles there, over at the interchange in san leandro, 238 and 880. Well keep tracking this as chp arrives on scene to sort out what is a factor and what is not, but we dont have any slowing just yet. Same thing for the Contra Costa County approach toward the bay bridge, and this portion of vallejo and novato, bordering either side of highway 37. The north bay the freeway status is the same as yesterday, 101 open in parts closed because of the kincade fire. Back to you. Thats right, what we continue to talk about this morning, mike. Firefighters overnight doubled their protection efforts for several areas including the 101 corridor and the town of healdsburg. Today in the bays jeanne elle talked with nervous residents poised to evacuate at a moments notice. Theyre ready to go by the door. Reporter like so many people in Sonoma County, Tera Crawford is ready to evacuate if the kincade fire takes off and the expected winds calfire says offshore winds have them staffing up. The first night the fire grew 10,000 acres in eight hours because of the offshore winds. Those tend to push the fire downwind and the western perimeter south of windsor into the northern part of santa rosa. Reporter strike teams of firefighters are now staged in neighborhoods around windsor and santa rosa, ready to move quickly and protect homes if fires erupt. The winds northeast 10 to 20 miles an hour reporter they got a weather briefing earlier with the glow of fire appearing on ridges and winds picking up. Crawford says she is paying attention. If it does pick up and get dangerous, i have my phone charged and ill get an alert like i have been and have time to get out. Reporter calfire says winds will test their containment lines but they are ready to tackle flareups, reassuring news for people who are hoping for an uneventful night. Theyre so on it and doing an amazing job. Were all so grateful. Reporter jean elle, today in the bay. About a half a million homes and businesses across Northern California start rg ting the da without power. Here is a look again, you can see most are in the north bay. Today in the bays kris sanchez live for us in san jose to explain how some people may qualify for rebates, depending on how long theyve been without power. Kris . Reporter hi there, marcus and laura. In every one of the outages weve heard from business customers and regular joes like you and me about how much losing their power has cost them. Pg e is offering some credit but its not going to cover all losses and its definitely not going into everybodys account. Governor gavin newsom said his staff has been aggressive in negotiating credits with pg e and vocal in his criticism of the utility accusing pg e leaders creating disasters through mismanagement and greed. This is significant because utilities in the past have never credited customers for these disruptions. Were being extraordinarily aggressive and respectfully we didnt wait until this moment. Reporter if you lost power, here is what you can expect from pg e, residential customers will see a 100 credit on their bill. Business customer also get a 250 credit, but this is a onetime deal and it is only for the 738,000 customers who lost power in the first outage, which happened back on october 9th. Pg es ceo says thats because the utility improved the process after that first Public Safety power shutoff. Back then, customers were frustrated by the pg e website, couldnt get into the call center either, both inaccessible at times. The ceo says the funds for this credit will come from shareholders and there will be no Cost Recovery for customers. You dont have to do anything to get this credit, even if you are eligible, it will automatically appear on your bill. Ill post more information because i bet you have questions about this one, find me on facebook and twitter as well. In san jose, kris sanchez, today in the bay. Im sure a lot of people will have questions about that one, kris, thank you. Want to get any funding they can back, thank you. 4 36. Happening today, some relief for north bay commuters who rely on smarttrain services. Its finally back up and running but on a limited basis, due to fire conditions in sonoma and marin counties. Trains stopped returning over the weekend due to power outages. For that reason some stations remain closed, Sonoma County airport and santa rosa north but the good news here is rides will be free through next wednesday due to the ongoing crisis. Weve been getting a lot of questions about the length of time food will stay safe in a fridge or freezer during the power outages. We put together a video explaining how long to keep it and when you should throw it out. Watch it on the nbc bay area facebook page, we pinned it at the top so you can find that easily. Really important. You dont want your family getting sick. 4 37. Coming up next on today in the bay another streaming service set to take flight. The latest details on hbo max, the future home of friends and how it stacks up against other news services. Samsung showing off its new foldable phone. The reason it will be good for anyone taking selfies. But were also a company that controls hiv, fights cancer, repairs shattered bones, relieves depression, restores heart rhythms, helps you back from strokes, and keeps you healthy your whole life. From the day youre born we never stop taking care of you. Good morning, bay area. I am Brian Sullivan at cnbc headquarters. Here are your top money headlines today. Its really about three different things, a continued run of earnings, apple and facebook, both stocks up nicely this year. Two, the Federal Reserve may cut rates again today, the decision at 11 00. Your time and three, boeing ceo testimony and grilling on capitol hill, the highest priced stock in the dow has an outside influence because the dow is a price rated index. At T New Streaming Service hbo max will cost 15 bucks a month that makes it the most expensive streaming service out there. Apple tv is five bucks a month. The hbo product will offer shows like friends, south park and d. C. Superhero movies and no binging. Theyll offer 50 original shows but you have to wait until they roll out old school. Speaking of old school, is the flip phone back . Kind of. Samsung showing off a new foldable phone that kind of looks like a flip phone. Only exploring the idea but showed off a demo video. Here is the thing, if you want to do a hands free clip for social media, like a slowfie or selfie, it works because it would have a built in stand because its foldable. Now we clearly dont have enough selfies in america, we need to have more and this will help do that. I needed that this weekend. I was all dressed up in the whole family in their halloween costumes. We have no one to take our pictu picture. I literally flagged down a guy walking his dog. Really . Yes. Ill post it. Leave out the Family Member you like the least, thats my strategy. I love them all equally, thats what my mom used to say. Thanks a lot. Coming up next on today in the bay, the wind weve been watching overnight is moving out of the bay area. This could be good news for us, kari. Yes, well see our winds calming down throughout the day. Breezy in oakland and San Francisco over the next couple of hours. Well talk about our top wind gust and what we are expecting into the next couple of days, thats coming up next. And youre looking at oakland, 880 southbound, with the headlights, thats my concern. Folks headed out of oakland not a problem. Headed through san leandro, we have an update on the crash going on there. Youre watching today in the bay. Look a door to another dimen. Oh, no, just a bag. Train insane, or remain the same. Phew well never totally figure them out. But we do know what makes them happy. Meow mix. Forty years and still the only one cats ask for by name. Welcome back to you this morning. 4 45 for you right now. Taking a live look in walnut creek, where we will continue to follow all the conditions in the bay area, surrounding the fire thats burning in the north bay. New this morning for you, the massive kincade fire in Sonoma County is so large, it can be seen from lake tahoe. Check out these photos tweeted by press Democrat Reporter cam porter. You can see the flames glowing over the mountains. Sugar bowl tells us its been without power and isnt expecting to get it back until tomorrow. Tu to that, the resort has been forced to stop its snow making operations. Were hopeful, are there any signs a little bit of precipitation . No, not for the next couple of weeks. The models some of the ones that go out a little bit farther, so about two to three weeks out, so that looks iffy. Long range. So unfortunately were going to have a lot more dry weather, and weve seen some of our top wind gusts in the past 24 hours reaching 57 Miles Per Hour in st. Helena and the healdsburg hills a wind gust of 54 Miles Per Hour. At atlas peak to 25. Mt. Diablo 50, gusty there and the Altamont Pass a wind gust of 16 so it drops off significantly to the south of mt. Diablo. Air quality is another issue, if you have breathing problems its going to be tough today especially in areas where we see the orange dots that shows higher amounts of particulate matter in the air from wildfire smoke and the yellow dots is moderate air quality. It looks pretty good for the south bay today due to the wind direction and so our temperatures start out very cold this morning, in fact for tomorrow morning, in parts of the north bay there will be some frost advisories in effect and were seeing frosty conditions this morning. Were also seeing a much more of a breezy wind coming through concord, oakland, as well as San Francisco, keeping those temperatures now in the low 50s. As we go throughout the rest of the day, lets go through our hour by hour outlook showing our temperatures and what to expect. Were in the low 60s at noon today for many of our microclimates and climbing into the upper 60s today with a few spots in the low 70s. Well make it up to about 73 degrees in san jose at 4 00, and in napa were up to 72 degrees, so feeling comfortable, after a very chilly start this morning, and cooling down again today. As you look out the window and getting dressed, make sure youre wearing the heavier layers so having to break out some of the heavier coats especially in the north bay this morning, and then some light long sleeves will be comfortable for the rest of the day, as our temperatures warm up into the upper 60s. We are not going to need the shorts and short sleeves unless maybe youre dressing up for halloween. Our hour by hour forecast shows that our winds coming in Miles Per Hour with some of the higher gusts will stay up for oakland, San Francisco, even into the next several hours, but we are seeing some calming winds in parts of the north bay, as well as the south bay, into the trivalley. Much lighter winds here, so some good news, as we go into the next couple of days, our winds will be calming down. Were getting ready for halloween. Our inland forecast looks pretty good. Some of us will have drifts of smoke but doesnt look like it will be that hazardous to go out trickortreating. Our forecast looks pretty good as our temperatures go from the upper 50s as we go into the evening. Looking at our forecast for the next couple of days, we were just talking about this, so this area of low pressure moves away. High pressure remains and our weather calms down in terms of the winds, and we warm up just slightly going into the weekend, and then as we look farther out, there are some storm systems out in the pacific, but it doesnt look to make it into the bay area any time soon. So were going to see our highs reaching into the 70s and as we go into early next week, we have some mid70s in the forecast. Mike, youre taking us back to that crash in san leandro. Thats right, kari f, there a component im focused, its one of the few incidents on the blotter. South bay and trivalley move slowly and so does the east bay for the san leandro area. The concern is north 238, folks familiar with the transition on to 880 theres the overcrossing and the lane changes and theres a crash there involving a big rig so theres one crash there and possibly a vehicle fire as a result of that crash. Theres also a report of a roadside fire which seems like its unrelated but very close to that interchange as well, and its on the off the 880 detector and the brush below the freeway. Not a lot of slowing and no lanes reported closed. Youll see flashing lights that will be slowing despite the light traffic flow through that portion of the bay. Contra costa county moves at speed to the bay bridge toll plaza, taking a quick look at the toll plaza itself, starting with a typical pattern here, but its 4 50, the volume should start increasing this wednesday morning but no major problems there. The note as you brought to the folks, smarttrain is running with limited service korean santa rosa and san rafael, free through next wednesday but north of santa rosa still no access because of the fire activity. Back to you. It affects so many different things, thanks, mike. Developing in Southern California this is tragic, three people dead, nine others injured after a shooting at a home in long beach. It happened a little before 11 00 last night and the reports the shooting broke out during a halloween party. Firefighters described it as a chaotic scene. You see all the response they had there. Victims were being treated outside a nail salon next door. The shooter this morning still on the loose. Happening today, a federal judge in San Francisco hears arguments in an effort to overturn a white house rule allowing Health Care Workers to refuse treatment to patients based on religious or moral beliefs. Its called the denial of care rule and critics say it opens a window allowing refusal of care to people with hiv or needing treatment such as hormone therapy. 23 cities and states are suing to block it, along with the aclu and National Family planning organizations. Potential candidates including former Trump Campaign manager George Papadopoulos are filling out paperwork to replace katie hill. Papadopoulos pleaded guilty to lying to the fbi. A date has not been set for the special election to replace hill. 4 52. Cycling fans in california and across the u. S. May be waking up a little gloomy this morning. The amgen tour of california is going on hiatus. Organizers say right now that only means there wont be a race next year. Some fear it will be worse than that, because theyre also trying to formulate a workable Business Model going forward. The amgen tour began with the spirit race in San Francisco for its first event in 2006. Its been credited with bringing in billions of dollars to californias economy. Dub nation turning rainbow at chase center. The warrior also celebrate its annual lgbtq night. The game includes special ingame performances. The warriors won monday in new orleans, so far their only win of the season. Tonight theyll try to get their home win against the phoenix suns. World series game seven tonight in houston. Last night the nationals responded when they had to with the trophy on the line. Game six packed a lot of drama, a controversial call in the seventh inning that got former giant and current nationals manager Dave Martinez ejected but next batter up, washingtons anthony rindon hit a tworun bomb to give the nationals the lead they won 72, setting up tonights winnertakeall game, game seven. Uhoh. He was out. Had to hold him back. 4 53 right now. Coming up for you here on today in the bay, nbc bay area responds. If smoky air is making it tough to breathe, you might want to consider a mask but dont just use the first thing you find. Im consumer investigator chris chmura, nbc bay area responds, next. But first, happening now, massive protests under way in chile. Clashes broke out in santiago. Police fired tear gas and deployed a water cannon towards thousands of protesters. Antigovernment protests started earlier this month over transportation fare hikes. Demonstrators calling for better pay, schools, housing and medical care among many other demands. A lot more ahead, stick around. My parents never taught me anything about managing money. The amount of Student Loan Debt i have, im embarrassed to even say. We just decided we didnt want debt any longer. I didnt realize how easy investing could be. Im