Kotak Mahindra Bank beats Street estimates in Q3, asset quality improves SECTIONS Last Updated: Jan 26, 2021, 11:02 AM IST Share Synopsis Credit growth -- although far from galloping -- was off to a circumspect start at India’s third-most valued lender that added a bit more lustre to its asset base. Kotak Mahindra Bank's provisions and contingencies stood at Rs 599 crore. INSIGHTS NSE Explore Now MUMBAI: Kotak Mahindra Bank Monday beat estimates of net profit with a 16% on-year increase in the December quarter even as credit growth, although far from galloping, was off to a circumspect start at India’s third-most valued lender that added a bit more lustre to its asset base.