Recent research from England shows one in five people who fell victim to loan sharks were discovered through social media, and there are similar concerns here in Scotland. Where before the illegal money lenders may have unscrupulously gone door-to-door or scoured pubs and shopping centres in the hope of securing what they would see as business, they now prowl platforms like Facebook, Instagram and Snapchat. And it’s not just what we might consider obvious targets they pursue – anyone who’s feeling the heat financially could be lured in by offers of a loan, unaware of the dire consequences that await.