Managing your finances: Top 5 things to do before the end of the year Rebound Detroit: Putting a financial plan in place before 2021 By: WXYZ Staff and last updated 2020-12-22 12:41:07-05 As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now. So where do you start? WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year. #1) Review your spending plan Now is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere youâre sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships.