Many Black Homeowners Are Falling Further Behind on Their Mortgages 05/02/2021 | 08:14am EDT Send by mail : Message : By Orla McCaffrey | Photographs by Aaron Ontiveroz for The Wall Street Journal Black homeowners are having a harder time catching up on missed mortgage payments than other borrowers, new federal research shows. The share of Black homeowners in forbearance stood at about 11% in mid-April, more than double the overall rate and that of white borrowers, according to the Federal Reserve Bank of Philadelphia. The rate for Hispanic homeowners hovered around 8.4%. The mortgage forbearance program laid out in the March 2020 stimulus bill was designed as a short-term solution, a way for homeowners to postpone payments on federally backed mortgages until the economy and consumers recovered.