Express.co.uk spoke to Elin Helander, chief scientific officer at the money saving app Dreams, to gain further insight. Ms Helander examined the ways people can clear their debts in 2021, and the mindset needed for success in this area. She provided details of which debts to prioritise, and how to tackle the issue head on this new year. Ms Helander said: “Being in debt is highly correlated with low financial wellbeing, especially when it’s consumer debt, so trying to get out of debt is a good goal. Money saving: How Britons can ‘prosper’ and become debt free in 2021 (Image: Getty)