Most effective way to tackle credit card debt and clear your balance faster More than 6 million Brits are facing credit card debt throughout 2021. An effective way to tackle credit card debt is to transfer the balance to a card with an extended interest-free period (Image: Getty Images) Get the latest on money saving tips and benefit changes straight to your inbox each week with our Record Money newsletter.Invalid EmailSomething went wrong, please try again later. Subscribe When you subscribe we will use the information you provide to send you these newsletters. Your information will be used in accordance with ourPrivacy Notice.