Share: Preferred Health Insurance Solutions advises consumers entering the ACA Marketplace midyear that they will still need to meet the full yearly deductible before certain benefits can be paid out. BEDFORD PARK, Ill. (PRWEB) June 10, 2021 All ACA Marketplace health insurance plans, purchased on and off the exchange, have a calendar year deductible that runs from January 1 through December 31. The calendar year deductible applies to both Individual or Family plans. Items like deductible, and maximum out-of-pocket expenses, will reset every January 1st. Robert Dial, Vice President, Preferred Health Insurance Solutions, formally known as ACA Marketplace Enrollment Solutions (ACAEnroll.com), explains, "Many consumers who enroll in the ACA Marketplace mid-year are not fully aware that they will still need to pay the plan's entire deductible before certain benefits can be paid. The health plan's deductible is not prorated to half the annual deductible."