Author Bio Maurie Backman is a personal finance writer who's passionate about educating others. Her goal is to make financial topics interesting (because they often aren't) and she believes that a healthy dose of sarcasm never hurt anyone. In her somewhat limited spare time, she enjoys playing in nature, watching hockey, and curling up with a good book. Millions of Americans rely on Social Security to pay their living expenses during their senior years. But there's a big problem: In the coming years, Social Security is expected to owe more money in benefits than it collects in revenue as baby boomers exit the workforce and too few people replace them.