Openpay puts “shocking” death clause to rest Openpay puts “shocking” death clause to rest 17 March 2021 5:10AM Fiona Guthrie: Openpay and hospitals' BNPL puts sick people 'at risk of financial harm' Controversial buy now pay later provider Openpay has caved-in to public fury over its credit contracts, saying it will amend its terms and conditions to exclude death as a default event. Sydney-based payments experts Christos Fragias and Bradford Kelly floated concerns in Banking Day on Tuesday about Openpay’s death clause after the company announced it planned to fund customers for medical treatment in private hospitals operated by St John of God Health Care.