Participants Expressing COVID-19-Related Withdrawal Regret They say loans and withdrawals put them in a better place financially, but they are concerned about their long-term financial picture. Reported by Nearly seven in 10 (68%) individuals who took a loan or withdrawal from their retirement plan, a traditional lender or investments due to COVID-19 agree or strongly agree that they are now in a better place financially because they took a loan or withdrawal, according to a Voya Financial survey. However, nearly half (47%) say they took more money than they needed, and 59% reported they wish they had consulted a financial professional before taking a loan or withdrawal. Two-thirds (65%) say borrowing from their accounts has put them behind in saving for retirement.